Lindsey Kilgour |
Are you ready to start investing? Investing in the stock market can be particularly rewarding, but not without risk. If you’re particularly risk averse, you may want to consider another method of investing, or start the investment process slowly. This can also be true for older potential investors who do not have the time or inclination to wait out a...
Lindsey Kilgour |
Millennials get a lot of flak from the baby boomers and Gen X, but the truth of the matter is millennials are some of the most driven individuals when it comes to investing. Most millennials work hard and are looking for financial advice on how to save and get ahead in a seemingly volatile market. So, naturally, millennials need financial...
Diversification is one of the cornerstones of traditional investment advice. The most common saying we hear is “never put all your eggs in one basket” and the moral holds true. Markets go up and down through economic change, business cycles, and a wide variety of factors changing investment outcomes. Managing these peaks and valleys is the primary goal of an...
Lindsey Kilgour |
During a crisis, you need answers, and your financial advisor knows this. It is a scramble to find the right information, and sometimes you do not even know whom to call. So, what do you do? Well, luckily for you, we have spent some time thinking about this and have come up with some of the most important things to...
Diversification is one of the cornerstones of traditional investment advice. The most common saying we hear is “never put all your eggs in one basket” and the moral holds true. Markets go up and down through economic change, business cycles, and a wide variety of factors changing investment outcomes. Managing these peaks and valleys is the primary goal of an...
Lindsey Kilgour |
Intro If you’ve been investing in stocks or bonds for several years, you may feel like you’re beginning to get a hang of this precarious trade. At this point, you may be making plans to diversify your portfolio or research a more complex investment strategy. But in reality, you should be using this time to get back to the basics...
Intro When it comes to managing your personal finances, paying someone else to decide where to put your money may feel counter-intuitive. After all, who knows and understands your financial needs and goals better than you? Well, the truth is that a financial professional is far better suited to the task. Hiring a financial professional could be one of the...
Lindsey Kilgour |
Retirement can invoke a mix of conflicting emotions from anticipation to fear, excitement to anxiety. It’s one of the biggest life changes we experience in our adult lives. Most of us anticipate and save for it for decades. But, going from receiving a paycheck for most of your adult life to living off the wealth you have amassed is no...
IG PRIVATE WEALTH MANAGEMENT |
There’s an easier way to help you shape your philanthropic legacy. Continue your tradition of charitable giving and experience the benefits of a private foundation, without the upfront costs and administrative responsibilities. As a donor, an effective way for you to continue your charitable giving for an extended period is to establish a donor-advised account. This can be done either...
IG PRIVATE WEALTH MANAGEMENT |
Canadian professionals including physicians, lawyers, dentists, and veterinarians choose to create a professional corporation for a wide variety of personal and financial reasons. Is it right for you? Here are three key reasons why many of your professional colleagues choose incorporation. 1. Greater tax efficiency Professional income earned by a corporation is taxed at a much lower rate than income...
IG PRIVATE WEALTH MANAGEMENT |
Adding your adult child as a joint owner to your property could have unintended tax and legal consequences.* If you’re a Canadian living outside Québec, and are considering sharing ownership of an asset with a child during your lifetime, be careful. There are two distinct forms of joint ownership. You’ll need to specify which type you’re choosing, but also be...