At Kilgour Group Private Wealth Management, charitable giving isn’t something we discuss at the end of a meeting. It’s built into the core of how we help clients shape their legacy, reduce tax, and align their wealth with what matters most. Giving back is a value we share with many of the families and business owners we serve—and we take pride in making it easy, intentional, and impactful.

Whether you’re establishing a long-term giving strategy or making a one-time gift in memory of someone special, we make sure your generosity flows through every part of your financial plan. With our MFA-P designation and our own in-house Kilgour Group charitable giving account, we bring structure, strategy, and meaning to every decision.

A Values-Driven Planning Process

We believe wealth is most powerful when it reflects your values. That’s why charitable giving is never an afterthought in our process—it’s a consistent part of the conversations we have with clients in Sudbury and across Ontario.

Giving back can mean many things: reducing tax, creating a family tradition, funding important causes, or honouring the life of someone you love. Our role is to make those intentions real, guiding you through every decision and helping you give with both confidence and clarity.

Giving Strategies That Go Further

At Kilgour Group, we thrive in complexity. And charitable giving is one of the areas where smart structure makes all the difference. We bring high-level strategy and family office-style coordination to each giving plan.

Here are a few of the strategies we often use:

  • Donor-Advised Funds (DAFs): Simplify long-term giving with flexible, tax-efficient donation accounts.
  • Gifting Appreciated Securities: Maximize your impact while avoiding capital gains tax.
  • Life Insurance-Based Giving: Leave a significant gift with minimal out-of-pocket cost—and potential tax advantages.
  • Tax Timing & Withdrawal Planning: Sync your giving with retirement income or estate strategies for maximum efficiency.

Making Giving a Family Tradition

Giving isn’t only about tax—it’s about meaning, purpose, and connection. Many of our clients involve children and grandchildren in the process, using philanthropy to pass on values, spark conversations, and unify their family across generations.

We’ve seen firsthand how a structured, thoughtful giving plan can do more than support causes—it can bring families closer, create teachable moments, and leave a legacy of generosity that lasts far beyond a single gift.

Your Partner in Purposeful Giving

Whether you’re supporting a local charity, funding a scholarship, or planning an estate gift, we’re here to ensure your giving is strategic, personalized, and seamlessly integrated into your overall wealth plan.

As your trusted financial planner in Sudbury, we take care of the details—so you can focus on the impact. From coordinating professionals to handling the paperwork, we’ll make sure your giving feels as meaningful as the reason behind it.

Let’s build a plan that gives as much as it grows.