At Kilgour Group Private Wealth Management, we understand that investing in your child’s education is about more than saving for tuition—it’s about building their future with intention. Whether your child is in diapers or your grandchild is drafting university applications, we’re with you every step of the way, crafting a long-term education savings plan that reflects your family’s values, goals, and evolving needs.
We don’t just help you open an RESP—we help you build a plan that grows with your family and supports your child’s dreams, no matter how far they reach.
RESP Strategy and Beyond
While Registered Education Savings Plans (RESPs) are the most common tool in post-secondary education planning, they’re just the beginning. We help you understand how to:
- Maximize government grants and contributions
- Use RESPs effectively while minimizing tax impact
- Combine RESPs with other family trust or corporate strategies
- Plan for multiple children or grandchildren
- Integrate education goals into your estate and philanthropy plans
As financial planners who actually enjoy complexity, we look beyond cookie-cutter RESP advice to help you unlock tax-smart, multi-generational approaches that work for your unique situation.
Your Child’s Future Deserves a Thoughtful Plan
Whether your child is heading off to college next year or you’ve just survived your first sleepless night pacing the floor with a newborn, it’s never too early—or too late—to start planning for post-secondary education.
Let’s build an education savings plan that supports your goals, adapts over time, and reflects what matters most to your family.