Wealth transfer is about more than handing over assets. It’s about honouring the life you’ve built—your business, your values, your family—and ensuring everything passes on with clarity, compassion, and care.

Whether you’re gifting a business, transitioning a family cottage, or planning intergenerational transfers, our wealth transfer strategies ensure your legacy is protected and empowered to grow. We’re with you every step of the way—from the early conversations to the final signatures—because that’s what 15+ years of trust and relationship-building looks like.  

 

Thoughtful Planning for Every Chapter

Our focus? Custom, collaborative, and coordinated planning. Our family office-style approach means your lawyer, accountant, and other trusted professionals are part of a unified effort, not siloed in separate conversations.

With tailored wealth transfer strategies, we:

  • Minimize tax exposure on capital gains and estate transitions
  • Create trust structures that offer both control and flexibility
  • Develop insurance plans that provide tax-free liquidity when it’s needed most
  • Guide families through succession planning and legacy conversations

If you’re in Sudbury or anywhere in Ontario, we’re ready to help you navigate the complexities of wealth transfer—with precision and heart.

The Great Wealth Transfer Is Here—Are You Ready?

Canada is in the midst of an unprecedented financial shift. Over the next two decades, trillions of dollars in assets will move from one generation to the next. This isn’t just a handoff—it’s a high-stakes moment that will shape families, businesses, and communities.

Without a clear plan, even the most carefully built wealth can unravel. At Kilgour Group, we turn complexity into clarity. Our wealth transfer strategies are designed not just to protect, but to educate and empower the next generation to steward your legacy well.

From intergenerational trust structures to lifetime gifting plans, we help ensure your wealth doesn’t just land—it leads.

Conversations That Strengthen Families

Talking about money—especially inheritance—can be uncomfortable. But avoiding these conversations only creates confusion later. That’s why we guide families through meaningful discussions, grounded in respect, empathy, and shared purpose.

Here’s how we help:

  • Clarify inheritance expectations and timing
  • Create fair, balanced distribution strategies
  • Address blended families, special needs, or business roles
  • Document intentions so there’s no room for misinterpretation

These aren’t just planning sessions—they’re opportunities for alignment, growth, and clarity across generations.

Wealth Transfer Strategies That Evolve With You

A will is static. A strategy adapts. As life changes—new marriages, business exits, health challenges—your wealth plan needs to evolve. We specialize in crafting wealth transfer strategies that stay relevant across decades.

Some tools we use:

  • Trusts: Structure the when, how, and why of asset distribution
  • Insurance: Provide liquidity and security during transitional moments
  • Gifting Strategies: Help you give during your lifetime while minimizing tax impact

No matter your asset mix—cash, companies, real estate—we create a custom path that reflects your priorities.

Let’s Talk About the Future 

You’ve built something remarkable. Now it’s time to ensure it lives on—with structure, clarity, and care. Reach out to Kilgour Group today and start the journey toward a successful, meaningful wealth transfer. We’re here to guide, advise, and support you—just like we’ve done for families in Sudbury and across Ontario for more than 15 years.

We invite you to speak with us today about creating a customized tax-efficient strategy to transfer your wealth in a way that reflects your wishes.