Kilgour Group Private Wealth Management along with our advanced financial planning team is dedicated to creating a comprehensive wealth strategy focused on you and your family. Our promise to you is to simplify your entire financial life, create peace of mind by reducing your financial concerns, guide you through critical financial events, and be proactive in all aspects that improve your financial position.
We will use our expertise to implement strategic investment recommendations, tax planning for now and the future, risk mitigation and intergenerational wealth transfer strategies. We believe that to do this effectively we must build long lasting, trusting relationships built on mutual respect.
Our process begins, quite simply, by listening. Listening and asking the right questions to fully understand you and your short and long-term goals. We understand that working with a professional requires trust and confidence. When you share your personal goals and information with us, we know you have high expectations of us and we promise to deliver.
Once we have learned your personal situation we will use our expertise to look at your plan through a holistic lens. This is important because the individual areas of wealth management are often interconnected, and a challenge, opportunity, or change in one area could uncover an opportunity in another.
A holistic view of your wealth and your life
Our financial planning approach incorporates integrated tax and risk management strategies across six key dimensions of your financial life.
Optimizing your retirement
We’ll help manage the risks of retirement, aiming to preserve the capital you’ve built and to create a tax-efficient income stream to support your needs and goals.
Planning for major expenditures
We ensure you have the right plan in place to make your goals a reality – whether this includes education planning, investment or retirement property purchases, or other significant capital requirements.
Maximizing your business success
From optimizing corporate investments to business succession planning, we implement strategies that synchronize and enhance your personal and business needs.
Preparing for the unexpected
We can’t always anticipate the challenges that we may be faced with, but we can plan for them. We’ll help you develop comprehensive risk management strategies to provide for those you care about.
Managing cash flow efficiently
We examine and continuously evaluate your cash and credit needs, with the goal to deliver the flexibility you require to meet your goals. From detailed cash flow analysis to tax-efficient income planning, we develop strategies tailored to you.
Sharing your wealth
Establishing how to share your wealth will allow your legacy to live on for the people and causes you care about, including philanthropy, charitable giving, and intergenerational wealth and estate planning.
A process designed around you
There’s no such thing as a one-size-fits-all approach to financial planning, so we begin by understanding what really matters to you.
We’ll clarify your goals and concerns, evaluate your current financial situation, and synchronize six major areas of your financial well-being to create your IG Living PlanTM.
As your life moves through different phases, our ongoing process will proactively monitor and respond to you – reflecting our comprehensive, yet flexible team-based approach to financial planning that can deliver a deeper emphasis on any aspect of your living plan.
01 Discover & gather your goals, concerns and necessary financial information, to help us clarify and prioritize your needs.
02 Analyze & explore options and scenarios to apply to your personal situation that minimize taxes, mitigate risk and protect your wealth.
03 Develop & present your IG Living Plan, that integrates your customized investment program and other solutions into a holistic financial plan.
04 Finalize & implement the custom strategies in your IG Living Plan, synchronizing all dimensions of your financial well-being.
Is your financial well-being on track?
Try our IG Living Plan Snapshot to find out. This straightforward online tool will help you assess if you’re on track to meet your goals, based on key dimensions of your financial well-being. From optimizing your retirement to preparing for the unexpected, answer a series of questions to provide an overall result out of 100. This tool also provides personalized recommendations to help create a comprehensive financial plan tailored to you and your family’s needs.
Get your snapshot