Taxes don’t need to be the silent thief in your financial story. At Kilgour Group Private Wealth Management, we build personalized strategies for high-net-worth individuals, families, and business owners that help reduce tax, preserve wealth, and keep your plan aligned with your life. Whether it’s capital gains tax planning strategies or corporate tax planning, our approach is hands-on, precise, and built to last.
As trusted Sudbury financial planners with more than 15 years of experience, we don’t stop at the surface. We help clients manage major transitions—like selling a business, retiring, or passing wealth to the next generation—through deep, year-round tax planning rooted in real relationships and forward-looking strategy.
Tax Planning for Business Owners and Entrepreneurs
When your business and personal finances are intertwined, it’s critical to get the tax planning right on both sides. We specialize in tax planning for business owners in Sudbury and across Ontario, with strategies that go beyond compliance to create real value.
From deciding when to pay dividends versus salary, to reducing taxes during a business sale, we work with your accountant to ensure your plan is integrated, efficient, and evolving with you. Our experience with tax planning for small business and mid-sized firms includes custom corporate tax planning strategies designed to minimize tax today—while keeping future options wide open.
Advanced Tax Planning for High-Net-Worth Individuals
If you’ve accumulated significant wealth, you know that managing taxes is an ongoing responsibility. At Kilgour Group, we focus on high-net-worth tax strategies that are both smart and personal. No generic advice—just careful, experienced planning based on where you are, where you're going, and what matters most to you.
We work closely with your other professionals to ensure a full-picture approach. Whether it’s optimizing how and when you draw income, managing capital gains, or using insurance strategically, our team helps ensure your tax strategies evolve with your life. It’s why many clients trust us as their Sudbury financial advisor for decades—not just seasons.
Reducing Tax Without Reducing Your Impact
Taxes and generosity don’t have to be at odds. With deep expertise in philanthropic planning, we help clients integrate giving into their financial plan—without sacrificing efficiency. As an MFA-P designated planner, we show you how to support the causes you care about while using tax credits, flow-through shares, and private giving accounts to maximize both impact and savings.
Giving isn’t an afterthought in our process. It’s part of your legacy—and an opportunity to use tax planning to reflect your values.
A Long-Term Partner in an Ever-Changing Landscape
Tax rules shift. So do family needs, health, businesses, and markets. That’s why we take a year-round approach to tax planning, ensuring your strategy is never static. We don’t show up once a year with a calculator—we show up before your life changes.
Our clients know we’re in it for the long haul. Many of our relationships span more than a decade. We’re old enough to know what works and young enough to stay with you for the next 30 years—through retirement, transitions, and everything in between.
We Make Complexity Feel Solvable
Intricate planning is our sweet spot. Our team actually enjoys complexity. Whether it’s untangling capital gains tax planning strategies, designing tax strategies for high-net-worth individuals, or managing tax planning for high-net-worth families with multiple corporations, we treat it like a puzzle worth solving.
And like any great puzzle, the key is seeing the full picture. We help you make confident decisions, grounded in clarity—not guesswork.
Work With a Team That Knows You—and Your Plan
Every dollar saved on tax is a dollar you can use—whether it’s for your family, your business, or the causes you care about. Let’s make every dollar count.